Glint Pay Services Ltd and others (Respondents) v Baker and another (Appellant)

Permission to Appeal application lodged

Case summary
Permission to Appeal
Previous proceedings

Case summary

Case ID

UKSC/2026/0145

Parties

Appellant(s)

1. Jason Daniel Baker 2. Geoffrey Paul Rowley

Respondent(s)

1. Glint Pay Ltd 2. Glint Pay Services Ltd 3. Glint Pay UK Ltd

Issue

(1) Is the out-of-court appointment of an administrator rendered void if made for an improper purpose? (2) Is a contractual request for information invalid if made for an improper purpose?

Facts

Glint Pay Ltd (“GPL”) is the holding company of Glint Pay Services Ltd (“GPSL”) and Glint Pay UK Ltd (“GPUK”) (together “Glint”). Glint is a start-up business which operates a debit card linked to the price of gold. In January 2019, GPL borrowed £1.65 million from Brahma Finance (BVI) Limited (“Brahma”) and, as part of the loan arrangements, GPL, GPSL and GPUK granted fixed and floating charges over all their assets (the “Debenture”). In May 2019, Niven Alpha Pte Limited (“Niven”) sought to purchase Glint, but their offer was rejected. Niven subsequently acquired the loan and Debenture from Brahma by deed of assignment dated 3 July 2019. On 15 July 2019, Niven made several requests for information from Glint, purportedly under the information covenants of the Debenture. Glint refused to comply with the requests. Niven subsequently declared an event of default and demanded immediate repayment of the loan. Glint did not provide immediate repayment, and Niven appointed the appellants as joint administrators of Glint under paragraph 14 of Schedule B1 to the Insolvency Act 1986 (the “Administrators”). Glint was, however, able to raise alternative finance and repay Niven, resulting in the termination of the administration. On 17 May 2024, Glint commenced proceedings against the Administrators seeking equitable compensation or damages for trespass on the grounds that they had not been validly appointed. The Administrators made an application to strike out the claim, alternatively for summary judgment. On 18 August 2025, the High Court found in favour of the Administrators and struck out the claim. The Court of Appeal reversed the High Court and found in favour of Glint, enabling its claim to proceed to trial. The Administrators now seek permission to appeal to the Supreme Court.